Federal prosecutors accused a Seattle woman of stealing data from more than 100 million loan applications filed with Capital One Financial Corp. Incredibly, much of this breach has been public for months on social media and other open online platforms. What follows is a closer look at what consequence brought by this incident and how to deal with such data breach.
Capital One has discovered that a hacker has broken into a server by exploiting a configuration vulnerability in a web application firewall on March 22 and 23, 2019. The data breaches affect approximately 100 million people in the United States and 6 million in Canada. Social security numbers for 140,000 people were also received, and about 80,000 bank account numbers were accessed. Personal information collected includes names, earnings, dates of birth, addresses, telephone numbers, and e-mail addresses. According to the lawsuit, the person then attempted to share the stolen information with others online.
Many large banks have been trying to reduce the risk of data breaches in recent years. However, massive data breaches like the hack at Capital One are here to stay. Capital One promised to offer 2 years of credit monitoring for those affected. But credit monitoring in a credit report looks only for changes, indicating that someone is using your personal information to open new accounts on your behalf. This does not prevent anyone from applying for a loan on your behalf. Fortunately, there are ways for consumers, businesses and government officials to defend themselves.
For individuals, avoid getting phished and change your password regularly. The most important way is to raise your awareness of online security. Try to protect your privacy with some useful tools like VPN. We recommend RitaVPN to you. It is the easiest VPN to provide fast, stable and private Internet access to you.